Selling your home is a big step—and it often involves sharing more personal information than you might expect. Whether it’s for legal paperwork, tax reasons, or helping buyers feel confident, understanding what info you’ll need to disclose can make the process smoother and less stressful.

Here’s a straightforward guide to the most common personal details you’ll be asked to provide as a home seller—and why they matter.

1. Proof of Ownership & Identification

You’ll need to prove you actually own the property you’re selling. This usually means sharing:

• Your government-issued ID (driver’s license, passport)
  

• The current deed or title to the home
  

This helps the buyer and title company confirm you have the legal right to sell. It’s a key step to avoid surprises during closing.

2. Mortgage & Lien Information

If you still owe money on your mortgage or have any liens on the property (like unpaid taxes or contractor fees), you’ll need to disclose that. The payoff amount for your mortgage will be important for determining how much money you’ll net from the sale.

Your lender will usually be involved to handle paying off the mortgage when the sale closes.

3. Property Condition & Disclosures

You’re typically required to share known issues about your home. This can include:

• Structural problems
  

• Past repairs or renovations
  

• Presence of lead paint, asbestos, or mold
  

• History of flooding or water damage
  

Full transparency helps protect you from legal claims later and builds buyer trust.

4. Tax Information

Selling a home can have tax implications. You may be asked to provide:

• Your property tax statements
  

• Information on capital gains or exemptions (especially if this was your primary residence)
  

It’s a good idea to consult a tax professional to understand how selling affects your finances.

5. Contact & Financial Info for Closing

You’ll need to provide your current contact details and banking info for the closing process, so proceeds from the sale can be properly distributed. Make sure your information is accurate to avoid any delays.

Protecting Your Privacy

Sharing personal details can feel uncomfortable, but rest assured that your information is handled with care by all parties involved—agents, title companies, lenders, and attorneys. Choosing a trusted real estate team like the Jeff LaRue Team means you’ll have professionals protecting your interests every step of the way.

Final Thoughts

Selling a home involves sharing some personal info, but it’s all designed to make the sale transparent, legal, and smooth for everyone involved. Knowing what to expect ahead of time can ease your mind and speed up the process. Ready to sell your Tennessee home? Contact us — we’re excited to help you get the best value for your property!

Disclaimer: This information is for general knowledge and informational purposes only and does not constitute financial, tax, or legal advice. We are not lawyers, financial advisors, accountants, loan officers, or mortgage brokers. Please consult with a qualified professional to understand your specific needs.