Our Blog

DTI Explained: How Your Debt-to-Income Ratio Affects Your Home Loan Approval

DTI Explained: How Your Debt-to-Income Ratio Affects Your Home Loan Approval

DTI Explained: How Your Debt-to-Income Ratio Affects Your Home Loan ApprovalJeff LaRue
Published on: 23/12/2025

Learn what your Debt-to-Income Ratio (DTI) is, how to calculate it, and why it matters when applying for a mortgage or home loan.

Financing & Mortgage Tips
What is Earnest Money, and How Much Should I Expect to Pay?

What is Earnest Money, and How Much Should I Expect to Pay?

What is Earnest Money, and How Much Should I Expect to Pay?Jeff LaRue
Published on: 26/11/2025

Learn what earnest money is, why it matters, and how much buyers typically pay in East Tennessee. Get tips to protect your deposit and close with confidence.

Financing & Mortgage Tips
What is a Closing Disclosure? - A Key Step for Both Buyers and Sellers

What is a Closing Disclosure? - A Key Step for Both Buyers and Sellers

What is a Closing Disclosure? - A Key Step for Both Buyers and SellersJeff LaRue
Published on: 25/11/2025

Learn what a Closing Disclosure is and why it matters for both buyers and sellers. Understand key sections, fees, and tips for a smooth closing process.

Financing & Mortgage Tips
Mortgage Servicing Companies: What Home Buyers Need to Know

Mortgage Servicing Companies: What Home Buyers Need to Know

Mortgage Servicing Companies: What Home Buyers Need to KnowJeff LaRue
Published on: 22/10/2025

Learn what a mortgage servicer is, how they manage your loan after closing, and why their role matters for homeowners. Understand the difference between lenders and servicers, plus what happens if your servicer changes.

Financing & Mortgage Tips